Consumer Spending

This is not surprising, consumer spending is down.

http://seattlepi.nwsource.com/business/1311ap_economy.html

There is a great book called 'Smart Couples Finish Rich" by David Bach (http://www.finishrich.com/books/couples_brandhome.php ) that talks about not feeling quilty about spending money but you should at least think ahead about your discretionary spending. Good advice for sure. If you want to go golfing each week and spend the money on it, go for it, as long as it is important to you. But, if you buy coffee each morning and it is just a lazy habit, you might have to drop the coffee to keep golfing.

With spending down, hopefully people remember that they should still spend some cash on themselves if they can, just maybe think it through a bit...

Devin