Premier Payment Services is now…
BALANCE FINANCIAL
Daily Money Management for Families & Small Businesses
Managed Services / Consulting Services
In 5 years we have risen to become one of the largest dedicated daily money management firms in the country and are continuing to grow every month. Our services have helped improve the financial lives for both consumers and businesses in over 30 states.
In these last 5 years, we have worked to build PPS into a service and technology leader capable of managing our clients daily finances for them. Our team of professionals pay bills, tracks expenses, manages cash flow, balances checkbooks, and provides a full range of business bookkeeping.
Our patent pending Concierge Bill Pay technology platform allows our staff to track and manage bill pay for clients. Our unique services are designed to allow our clients to depend on PPS to track and maintain their daily finances giving them the ability to make better long term financial decisions.
The Premier Payment Services name and brand has always been something that we worked to better define and align with the services we provide.
As we continue to bring innovation to the world of Daily Money Management and with the current struggles in the financial services market, we can see that more consumers and small businesses are looking for daily financial help. They are less concerned with managing for the long term and are more eager to improve control of their finances day to day and month to month. They realize that long term financial success is based on having a solid daily financial management structure.
If you feel your finances are out of balance, give us a call and we will work to get you back on the right path.
Stay tuned for more exciting updates and new products from Balance Financial.
May 17, 2009
New Consulting Services
The Balance Financial Daily Money Makeover: A one-time daily finance makeover
At Balance Financial, we are now expanding our managed services to include onetime consulting services to families and small businesses around the country. With our Daily Money Makeover, we will work with you to identify the best methods and tools for you to use in managing your own daily finances more effectively. With our Daily Money Makeover, you will get:
- A custom review and analysis of how you currently manage daily finances
- Experienced feedback on ways you could improve and new methods to try
- A custom built management plan complete with recommended tools and methods
- One on one help in implementing your new plan
The program has a one-time fee between $300 and $500 depending on the complexity of the makeover. Clients will complete a questionnaire and interview to learn how we can best help. We will then work with the client to build a program that works for them. We may recommend a specific bill pay tool, expense tracking program or personal financial system. Our team is deeply knowledgeable with most major personal finance tools and can then assist the client with getting set up.
Struggling with managing daily finances?
Tried to set up Quicken and never finished?
Still writing too many checks?
Want to automate bill pay?
Not sure where your money goes each month?
Give us a call today!
If you know of a family member, friend or client that could use a Daily Money Review, please contact our staff at Balance Financial today. We will do a free evaluation to see if the program is right for you.
At Balance Financial, we are now expanding our managed services to include onetime consulting services to families and small businesses around the country. With our Daily Money Makeover, we will work with you to identify the best methods and tools for you to use in managing your own daily finances more effectively. With our Daily Money Makeover, you will get:
- A custom review and analysis of how you currently manage daily finances
- Experienced feedback on ways you could improve and new methods to try
- A custom built management plan complete with recommended tools and methods
- One on one help in implementing your new plan
The program has a one-time fee between $300 and $500 depending on the complexity of the makeover. Clients will complete a questionnaire and interview to learn how we can best help. We will then work with the client to build a program that works for them. We may recommend a specific bill pay tool, expense tracking program or personal financial system. Our team is deeply knowledgeable with most major personal finance tools and can then assist the client with getting set up.
Struggling with managing daily finances?
Tried to set up Quicken and never finished?
Still writing too many checks?
Want to automate bill pay?
Not sure where your money goes each month?
Give us a call today!
If you know of a family member, friend or client that could use a Daily Money Review, please contact our staff at Balance Financial today. We will do a free evaluation to see if the program is right for you.
5th Anniversary: Technology and Daily Finances
We just celebrated our 5th anniversary as a firm. We opened our doors in April of 2004 and it is hard to believe so much time has gone by. When we first started this business, many people doubted the industries staying power. They thought that most people only focused on the long term and that given enough time, technology would automate the entire daily money management process.
In just these 5 short years, the average American family has had to face one of the worst recessions in the last 50 years, hitting at the heart of the financial industry. As one financial advisor PPS works with the other day put it, in the last 10 years, the average RIA has provided its clients with a 0% gain on assets under management. This is a tough sell to clients who are being charged hefty fees to get so little. This has caused many families across so many economic demographics to reconsider the importance of their daily finances as they are faced with major cuts in income.
In the last 2 years especially, we have seen a tremendous increase in the personal financial management technology solutions available on the market. Free online services like mint.com and wesabe.com have made tremendous gains in subscribers. However, these systems and the several dozen like them all have the same fundamental issues as the prior generation of PFM systems had. These core issues are related to the difficulty of setup and the management required getting good results.
Systems like mint.com although very helpful in providing general financial insight, which is all most people need, does not provide the level of detail required to give a full financial picture. The time required to set up every last brokerage account, bank account, car loan, credit card, student loan and so forth can be daunting. Most free online systems claim setup is as quick as 5-10 minutes, which is true, so long as you only have a handful of accounts, all with the same bank and you have all the online data. However, our clients, and so many millions like them, need to have ALL their data in one place, accurately. Further, these systems all lack the abundance of tools that a Quicken has to provide detailed accounting reports. Bottom line, the free systems provide great basic data and insight but they are still just tools and like any tool, it provides a skilled operator to get the most out of it. The average consumer will not put in that effort.
So, in the next 5 years we look forward to even more advancement in technology and focus by consumers on their daily finances. The more this occurs, the more people will need skilled professionals to help them in managing these tools.
In just these 5 short years, the average American family has had to face one of the worst recessions in the last 50 years, hitting at the heart of the financial industry. As one financial advisor PPS works with the other day put it, in the last 10 years, the average RIA has provided its clients with a 0% gain on assets under management. This is a tough sell to clients who are being charged hefty fees to get so little. This has caused many families across so many economic demographics to reconsider the importance of their daily finances as they are faced with major cuts in income.
In the last 2 years especially, we have seen a tremendous increase in the personal financial management technology solutions available on the market. Free online services like mint.com and wesabe.com have made tremendous gains in subscribers. However, these systems and the several dozen like them all have the same fundamental issues as the prior generation of PFM systems had. These core issues are related to the difficulty of setup and the management required getting good results.
Systems like mint.com although very helpful in providing general financial insight, which is all most people need, does not provide the level of detail required to give a full financial picture. The time required to set up every last brokerage account, bank account, car loan, credit card, student loan and so forth can be daunting. Most free online systems claim setup is as quick as 5-10 minutes, which is true, so long as you only have a handful of accounts, all with the same bank and you have all the online data. However, our clients, and so many millions like them, need to have ALL their data in one place, accurately. Further, these systems all lack the abundance of tools that a Quicken has to provide detailed accounting reports. Bottom line, the free systems provide great basic data and insight but they are still just tools and like any tool, it provides a skilled operator to get the most out of it. The average consumer will not put in that effort.
So, in the next 5 years we look forward to even more advancement in technology and focus by consumers on their daily finances. The more this occurs, the more people will need skilled professionals to help them in managing these tools.
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